Payment & Cancelation Policies

Individual Session:

55 minutes

$110

Payment is due at the conclusion of each session via IVY Pay, an app that is HIPAA secure and keeps our therapeutic relationship confidential. IVY Pay works with your debit card, credit card, HSA or FSA account. 

If you need to cancel an appointment, provide at least 24 hours notice. Otherwise, you will charged the full fee of $110. Additionally, failure to not show for a scheduled appointment is subject to paying the fee. Emergency situations excluded.

Insurance

I will be in network with the following insurance plans:

  • United Health Care

  • Blue Cross Blue Shield

  • Cigna

  • MedCost

If I am not in network with your plan, I suggest inquiring if you have out-of-network benefits. I can provide you with a superbill to submit to your insurance company. Once you have met your out-of-network deductible, you are eligible for reimbursement.

Questions to ask your Insurance Provider

 

Your "in-network" benefits

  • Does my plan include coverage for mental health?

  • What is my copayment?

  • What is my annual deductible?

  • How much of my deductible have I met?

  • What is my *out-of-pocket maximum?

  • How much of my out-of-pocket maximum have I met?

  • What is the **coinsurance for mental health services that my plan will cover?

 

*Out-of-pocket maximum is the amount you pay before insurance will cover 100% of costs.
**Coinsurance is the percentage that insurance will pay after you've paid off your deductible. For example, if your coinsurance is 20% and the session rate is $100, then you pay $20.

 

Your "out-of-network" benefits

  • Does my plan include “out-of-network” coverage for mental health?

  • What is my "out-of-network" deductible?

  • How much of my "out-of-network" deductible have I met?

  • How much is my "out-of-network," out-of-pocket maximum?

  • How much of my "out-of-network," out-of-pocket maximum have I met?

  • What is the coinsurance percentage for "out-of-network" mental health services that my plan will cover?

 

General Questions

  • What is the policy year start date and when does my deductible plan reset (i.e. Jan 1 – Dec 31; July 1- June 30)?

  • Is there a limit on the number of therapy sessions my plan will cover per year?

  • Does my plan require pre-authorization for psychotherapy?

  • Do I need approval for a 60-minute session with CPT code 90837?